E-Authentication for Secure Net Banking
Keywords:
Online Banking Authentication (OBA), Linear Regression, Classification, Machine LearningAbstract
Recent technological advances have resulted in a plethora of personal computing devices such as smartphones, tablets, watches, and eyewear, among others. This has helped them realize a digital world in which vital everyday tasks may be completed via the Internet from any location, at any time, and on any device. At the same time, improvements in pervasive computing technology have given birth to the notion of smart spaces, which aims to provide customized services to inhabitant in an automated manner. User authentication, or verifying a user`s identity, is critical in the digital world to safeguard personal data kept online (e.g., online bank accounts) and on personal devices (e.g., smart phones), as well as to enable tailored services in smart spaces (e.g., adjusting room temperature etc.). Traditional authentication methods (such as passwords or fingerprints) have recently been proved to be vulnerable to hacking. As a result, researchers have developed a slew of novel ways for authenticating users in the aforementioned scenarios. This study provides an overview of these unique systems in order to help guide future research in these areas.
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